![]() ![]() Throughout the quest, Spike would not know that the pony friends the dragons disapprove of are close behind, and that it is only a matter of time before he is discovered. He wrestles "Crackle's cousin', who is really Twilight Sparkle, Rainbow Dash, and Rarity in disguise. ![]() He then challenges Spike to tail wrestling. This is a sign that the teenagers have forbidden contact between ponies and dragons. Garble challenges Spike to a belching contest to prove he is not pathetic, but he ends up coughing a letter from Princess Celestia, and Garble throws it in the lava. As Spike confronts the gang, they start mocking him for being such a young dragon. He is first seen fighting another dragon. Garble appears as the main antagonist of the Season 2 episode "Dragon Quest". He has a high passion over poetry, but has to hide it in front of others so he would never be made fun of. His past is relatively obscure, however, what is known is that he was highly respected throughout the teenage dragons, and is a very leader-type dragon. Garble was raised in the Dragonlands, and was in his late teenage years during Season 2. He was voiced by Vincent Tong, who also played David Bringdown in Disney's Phineas and Ferb, and the Mandarin in Iron Man: Armoured Adventures. He is the former arch-rival of Spike and the leader of a gang of teenage Dragons. Garble is a red male dragon who lives in the Dragonlands, and a former recurring antagonist-turned-supporting-protagonist in My Little Pony: Friendship is Magic. ~ Garble explained why he behaved like this. But if I didn't pick on Spike, they'd just pick on me! And he is kind of a weakling. But if the other dragons ever found out I like this junk, they'd make fun of me forever.įluttershy: Is that why you pick on Spike? To make your friends think you're tough? ~ Garble explaining his disinterest of befriending ponies and disobeying Ember's orders. She never said anything about pony-loving dragons. Lord Ember only commanded us to be nice to ponies. ~ Garble explaining what he plans to do if he becomes Dragon Lord, also planning revenge on Spike and his pony friends for defeating him. They'll regret they ever crossed Garble! We'll take whatever we want from Equestria, and burn the rest! ![]() When I'm in charge, the first thing I'll do is get revenge on those puny ponies. ![]()
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If you don’t see results over the next 14 days, then we’ll happily refund 100% of your money. We’re so confident in our product that we even offer a 100% No-Risk 14-Day Money Back Guarantee. Our customers are seeing huge increases in their subscriber growth and overall sales. Over a billion people see a website with OptinMonster on it every month. Since our launch in 2013, we’ve been boosting conversions for thousands of websites, from small independent businesses to Fortune 500 companies. So we started with a simple goal: to build a powerful technology to capture leads and maximize conversions on our own website.Īfter a lot of requests from users and other industry experts, we decided to package the product as OptinMonster, a powerful lead generation solution without the high costs. Like you, we were searching for a better way to capture email addresses and increase website conversions, but we struggled because the tools weren’t easy to use and were far too expensive. ![]() That’s a lot of time, money and effort going to waste. Did you know that over 70% of visitors who abandon your website will never return? And most websites capture less than 1 email for every 200 visitors. ![]() ![]() ![]() If you don't have a handle on envelope budgeting, then this is likely NOT the app for you.If you feel that you have a SOLID handle on envelope budgeting and are ready to move onto managing other parts of your personal finance and use a Mac, then this might be an option for you.This is a HUGE difference from YNAB and all the other subscription apps where if you stop paying, then you can no longer use it. So it's really just a subscription for new updates and also for banking connectivity. However, the difference is that if you cancel your subscription for the next year, you get to keep using your current version forever. Banktivity went through a similar uproar from their user base when they went to the subscription model like YNAB.Overall, they work well on the move (checking your budget, adding transactions, etc), but you do need to use the desktop app to get all the features.These are more of a watered-down version of the desktop app, which is appreciated because the desktop app is very complex and wouldn't make sense to just "shrink" into an iOS app.Though fundamentally, the envelope budgeting is slightly different from YNAB's. Once you learn how to use the program, it's pretty easy to manage.Very simplistic, minimalistic UI on the Mac.Big upside: if you paid for one year and then decide to stop after that year, you actually get to continue to use the current app as is that you paid for.Though the $50 dollar feature is great for those who just want to do budget. Most people will likely get the $70 for investment/retirement planning features.Big learning curve, but pays off in the end. You should absolutely watch their masterclass series on youtube (free) to learn about their features. ![]() Connections are VERY stable, which is a breath of fresh air coming from YNAB (though this might depend more on the service they use rather than themselves). Connecting to the banks was pretty easy.I think this is to make it easier to see your projected spending, but definitely took some time to learn/get used to They use a much more complex/detailed system to track your envelopes vs your budgeted amount. Not as easy as YNAB to set up envelope budgeting. Calendar feature that shows you when your upcoming bills are due (as automatic transactions).Can actually do Bill Pay via the app, if you are interested.Personal finance app that offers envelope budgeting (though not as robust or easy as YNAB), investment tracking, mortgage/real estate, and also tracking accounts in different currencies.Unfortunately, the app is only available for Mac/iPad/iOS users. I set out to look for an all-in-one option, and I found that in Banktivity.ĭisclaimer: I'm not affiliated w/ Banktivity. Things like investment tracking, planning for retirement are currently missing from YNAB, though you can supplement with other software. While browsing through the discussions regarding the recent price increase, a few comments resonated with me in that some of us, thanks to YNAB, are ready to graduate from YNAB. But over the last year, I realized that my needs may be outgrowing what YNAB has to offer. It has been a phenomenal software and helped to build my budgeting habit. I've been using YNAB since YNAB4 and moved to nYNAB two years ago. If you see posts or comments that do not belong, please report them and message the mods.Search the subreddit first to see if someone has already asked your question before posting.Off topic comments, attacks or insults will not be tolerated. Follow reddiquette and keep discussions civil, informative and polite.You can also find the tutorials and help topics for YNAB 4, as well as download their previous apps on their Classic website.Īlso check out our wiki! Subreddit Guidelines Please wander over to some of the following links at YNAB's website: YNAB has a lot of really great support resources that you should probably check out. There is a YouTube playlist by YNAB which acts as a primer for nYNAB as well. Feel free to post your questions, budget strategies & advice.įor veteran users, learn more about the changes to the new rules in the Transition Guide. We welcome any posts here regarding YNAB. This subreddit is dedicated to discussion on the popular budget software You Need A Budget. NYNAB was last updated 31 August 2022 Welcome to /r/YNAB Filter out today's "Rant" and "Rave" threads.Welcome to /r/YNAB! Check out the wiki, and new users please read this helpful page! ![]() ![]() ![]() In addition, claims for rejected cashback are not accepted.ĥ.45% Mobile accessories, apparel, interior items, garden accessoriesģ.64% Other categories and other accessoriesĠ.9% Selected stores and dedicated stores (Xiaomi, Huawei, Cecotec, Biolomix, etc.) Yes, plus you extend your cashback at your favorite stores the more you buy. ![]() You can check the stores that do not accept cashback here.Ġ% at stores that do not accept cashback (see both listings here)įor each friend you will always receive 50% of their accumulated cashback You can check if the store accepts cashback here.ĥ% Accesorios móviles, ropa, artículos de interior, accesorios de jardínġ% en todos los demás productos incluso no afiliados de las secciones accesorios móviles, ropa, artículos de interior, accesorios de jardínĠ% en tiendas que no ofrecen cashback (consulta el listado aquí) Conclusion: what is the best cashback for AliExpress? Visit directly the AliExpress store front page on myWorld here. ![]() In short, it is not very attractive if you shop often in the Asian giant. On the myWorld cashback platform you only get 2% cashback on AliExpress and although it has extended cashback, it does not multiply the percentage like Letyshops, but raises it very little. This platform does provide a list of stores that do not accept cashback or have reduced cashback on AliExpress.Ĭheck out the AliExpress store front page on Megabonus here. On Megabonus, the maximum cashback is slightly lower than on the other platforms: 4.91%. To visit the AliExpress store front page on Widilo click here. Widilo also does not provide a list of sellers that do not accept their cashback and this can lead to confusion when shopping, as cashback may not be accepted. This offer is for a limited time and obviously not available all the time, although on popular stores like Aliexpress it is not hard to find it from time to time. Widilo‘s cashback platform has a fixed 5.45% cashback, but also provides sometimes so-called “Extended Cashback”. Here you can go directly to the AliExpress page on Beruby and check the selected stores that only have 0.60% cashback and those that do not. On AliExpress it offers cashback of up to 5.40% on many of its items. Berubyīeruby is one of the most used cashback sites and possibly the oldest, having been in operation since 2007. To go directly to the AliExpress page on Letyshops click here. In the table below you can see which items are included. Please note that not all items accept cashback. Usually once a week, you can find this extended cashback, for which you get up to 25% back. It also has extended cashback, selected and limited offers where the percentage can be multiplied by five times or even more. It includes almost 4,000 stores, including AliExpress with a cashback rate of up to 5%. Letyshops is possibly the most fashionable cashback platform, so you've probably already heard of it. Cashback platforms working with AliExpressįirst let's see which are the main cashback platforms that collaborate with AliExpress. If you want to know more about these platforms, we have a comparison of the best cashback sites. It may seem very complicated at first, but when you become familiar with its use and include it in your routine, it will not cost you anything and you will accumulate money without realizing it. Do they really work?Īll the platforms we are going to mention are completely reliable and safe, but it is very important to be clear that each store has certain rules that you must follow strictly for the cashback to be confirmed and for you to receive the refund correctly. So if you are consistent, some of your purchases on AliExpress can be free. The more you use these cashback platforms, the more money you accumulate, which you can then transfer to your bank account to spend on whatever you want. So in the end, we all benefit from this exchange. Then, those stores pay a commission to the cashback platforms, which in turn they share with us. What is cashback?Ĭashback platforms advertise some stores so that we, their users, buy through the links they provide. That's why, in today's article, we are going to analyze which is the best cashback platform for regular AliExpress shoppers. But there are many and each one has very different conditions. There is no doubt that shopping at AliExpress is always synonymous with low prices, but did you know that there is a very simple way to save even more on your purchases?īy using cashback platforms, you can get back part of what you spend on AliExpress. ![]() ![]() Wonderful for inky art fun The ink is not suitable for use. The Koh-I-Noor line of drawing pencils has expanded from the classic graphite pencil to more than 20 degrees of graphite, colored and aquarelle pencils, pastels, blocks, watercolors, and a variety of drawing accessories, including technical pens, mechanical pencils, inks, and more. The product is suitable for drawing on tracing paper and drawing paper with a nib pen or paintbrush. As for water, choosing a good ink helps a lot (even my fountain pen. The Koh-I-Noor Pen Cleaner is an extremely effective device for cleaning all Koh-I-Noor drawing points. They are free-flowing, fast drying with permanent. With Koh-I-Noor Europe and the Breeza family to bring a cohesive line of professional drawing materials to the USA, Canada, and South America. Koh-I-Noor Rapidograph pens are good for this application because they have a nice. 5 out of 5 stars (3 Reviews) Item : 21132. Universal drawing inks are waterproof and extremely versatile for use on paper, film and tracing cloth. ![]() Roth, president of Chartpak Inc., acquired Koh-I-Noor North America - famous for its world-renowned Rapidograph technical pens, and partnered once again Koh-I-Noor Europe manufactured fine art materials such as pencils, paints, and office and school supplies - and Koh-I-Noor USA developed some of the finest technical drawing supplies on the market. The company expanded in 1890 and established a branch in Bloomsbury, New Jersey. With World War II came the division of Koh-I-Noor North America and Koh-I-Noor Europe, and the two companies began to develop different art materials. Non-waterproof ink suitable for fountain pen and dip pens. Her inspiration was the Koh-I-Noor diamond, a gift received from India to add to the British royal collection. Koh-I-Noor Universal Ultradraw Waterproof Black India Ink 22ml. One hundred years later, these writing instruments caught the attention of HRH Queen Victoria, who gave the Koh-I-Noor pencil its name. A true innovator and entrepreneur, Joseph Hardtmuth patented his process for producing writing and drawing instruments of the highest quality. To learn more about how and for what purposes Amazon uses personal information (such as Amazon Store order history), please visit our Privacy Notice.Developed by Joseph Hardtmuth in 1790, the Hardtmuth drawing pencil was made by blending clay, graphite powder, soot, and an organic binder. All of our ink is made in the USA by a small, dedicated staff of specialists who ensure each batch measures up to our exacting standards. You can change your choices at any time by visiting Cookie Preferences, as described in the Cookie Notice. Koh-I-Noor offers a wide range of inks with specific uses for technical pens, film, and artistic renderings. Click ‘Customise Cookies’ to decline these cookies, make more detailed choices, or learn more. Line thickness varies from 0.2 to 0.8 mm. The penholder is made from black plastic, pen and bolt & nut are metal nickel coated. The variable line widths are set by a screw adjustment. ![]() Third parties use cookies for their purposes of displaying and measuring personalised ads, generating audience insights, and developing and improving products. Koh-i-Noor Ruling Pen for Drawing is used for drawing precise line and borders with ink, watercolour and gouache and can also be used for applying masking fluid. CHARDTMUTH ENGLAND H.LONDON 24 Wards Made in England ' KOH - I - NOOR ' 30. Koh-I-Noor Dye-Based Universal Drawing Ink 0.75 Oz. Anyhow, It's true that WATERMAN'S IDEAL FOUNTAIN PEN L. FREE delivery Sun, May 7 on 25 of items shipped by Amazon. 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![]() Moscato d’Asti, Stella Rosa’s first wine, has evolved into the flagship of this line. This grape variety, which is grown in Asti, Italy, is the key component of the Stella Rosa style of wine. Stella Rosa, a semi-sweet, semi-sparkling wine style, is a result of their success following Prohibition. The Riboli family established San Antonio Winery in Los Angeles in 1917. The Riboli family’s dedication to the winemaking industry has made them an integral part of the California wine scene and a respected family in the industry. In addition to producing award-winning wines, the Riboli family also owns numerous vineyards throughout California and operates a number of hospitality venues in the Los Angeles area. The family’s commitment to making high-quality wines has been passed on from generation to generation. The winery is now run by fourth and fifth generation members of the Riboli family. The Riboli family has been the proud owners of the San Antonio Winery since 1917. Stella Rosa is a well-known and popular winemaker who produces Italian wines of high quality, low calorie, low sugar, low alcohol, drinkable, and flavorful flavors. Stella Rosa Red is an elegant, slightly sweet red wine from the luxury collection that will leave you trembling. Stella Rosa wines are Italian semi-sweet, semi-sparkling wines. Stella Rosa wines were created by the Italian family, which chose the region of Asti, a province in Piedmont, to source the aromatic grapes that define Stella Rosa wines. The best one among the bunch is Stella Rosa Red Apple, which has every palate’s attention. Stella Rosa Pink’s bright colors and fun attitude make it a fun, flirty, and young outfit. This semi-sweet and slightly sparkling red wine is a must-have for any occasion. The original Stella Rosa Rosso is all about nostalgia. Stella Rosa Berry is a sweet and lively wine that is made from wild strawberries, blackberry, and red berries, and it is so spunky and spirited. Asti, a province in Piedmont, Italy, was chosen as the source of the aromatic grapes for this project. ![]() In 1917, the Riboli family founded San Antonio Winery. With a passion for creating unique, high-quality wines, Giorgio is dedicated to ensuring that Stella Rosa Winery remains a top producer of Italian-style wines. Although the Mionettos have recently retired, the winery is still owned and operated by their family, and is now helmed by their son, Giorgio Mionetto, who has continued to uphold the winery’s commitment to excellence. Founded in the late 1990s by winemakers Sergio and Rosa Mionetto, the winery is known for its award-winning Italian-style wines, which are crafted with a unique blend of grapes sourced from Italy and California. Stella Rosa Winery, located in the rolling hills of Sonoma County, California, is one of the most renowned wineries in the United States. ![]() ![]() ![]() Cirillo started by setting it for 10 minutes and trying to just work for the 10 minutes until the timer rang. Inspiration came from a small tomato-shaped kitchen timer. He kept getting distracted and losing focus (and he didn't even have Instagram or TikTok), so he went looking for a way to keep his mind on track. Even I can keep typing that long.įrancesco Cirillo developed the Pomodoro Technique in the 1980s when he was in college in Italy and struggling to study. I'm just seven minutes into my current work block, but I know I only have to wait 18 more minutes until my next cup of coffee. That's long enough that you can stay engaged and make real progress, without feeling like it's a grind, while the 5-minute breaks, which never feel far off, give you a chance to freely check Twitter or look at some emails without overly disrupting your workflow. The work blocks are just 25 minutes long. What makes the Pomodoro Technique so effective is just how easy it is to implement. I'm using it right now to write this article. As a professional writer, it's the tool I bust out whenever I need to hit a deadline or just get work done without dawdling. While it didn't single-handedly get me through my college degrees, it helped me get better grades with less effort. I've used the Pomodoro Technique (or variations on it that we'll look at later) for more than a decade. After that, you take a 15- to 30-minute break, depending on how you feel. Here's what you do: You set a timer for 25 minutes, work until it's up, then take a 5-minute break-and repeat the whole process three more times. The Pomodoro Technique sounds unbelievably basic, but it works far better than you'd think. ![]() Toggl Track for combining Pomodoro with time-tracking Session for the best possible Pomodoro app for Apple users MarinaraTimer for a shareable web-based Pomodoro timer Pomodor for a simple web-based Pomodoro timer So, let's look at the best Pomodoro timers. While any timer (or timer app) will work for the Pomodoro Technique, a dedicated Pomodoro app can make the already simple technique even simpler by automatically alternating between work and break periods, tracking how many different periods you've completed, and generally just smoothing out the hassle of winding up a manual timer or constantly checking the clock. ![]() ![]() None of your dialogue choices affect your relationship with her.Īfter your conversation, you get a cutscene (that’s right, this is a two-cutscene chapter, folks), which sees you fusing with Sothis to break out of the darkness (bid Sothis farewell because this is the last you’ll see of her). After Solon enacts the hilariously named Forbidden Spell of Zahras, you see a cutscene of your students in the wake of your disappearance, then you cut to a scene with Sothis in her throne room. Once she’s defeated, you get a cutscene, and you finally get to see what Those Who Slither in the Dark have been plotting all this time. She is not hard to whittle down, but she has high avoid, so don’t get cocky. Unlike most commanders, Kronya will approach you if you go within range, so just be ready when you head into the altar area. Magic users can fill in as needed, but if you have multiple healing units, it might be best to put two in the field so each can follow a different squad as you advance down the battlefield. The giant clump of trees in the center of the map will only slow you down if you try to trek through it toward Kronya, so split your forces and mow down enemies in your path on either side of the forest.ĭemonic beasts can be a nuisance if you don’t send enough effective forces against them, so send your lance users left and your sword users (namely Byleth) upward. The Sealed Forest is, as the name implies, riddled with forest squares. This battle is split into two phases, separated by a cutscene that is triggered once you defeat Kronya (Spoiler: she’s not the main boss of this battle - Solon is). Enemy Reinforcements: 4 armored knights, 2 demonic beasts, 1 brigand, 1 cavalier, 2 dark mages, 2 priests, dark bishop (Solon).Enemy Units: 15(2 demonic beasts, 3 cavaliers, 2 dark mages, 3 brigands, 1 armored knight, 3 archers, Monica/Kronya (assassin)).After initially disapproving of the plan, Rhea comes around and permits you to take the students out to the Sealed Forest for battle. On the day of the mission, your house leader approaches you to let you know that Jeralt’s killer has been located in what seems to be a trap, and they urge you to take the class and pursue the enemy. You'll be battling in a town, so be sure to make use of the gardens for cover, and try to keep your forces in a tight group to prevent flank attacks from the sides as you move up to defeat their leader, who carries a Bullion. This auxiliary battle will pit you against a group of 15 Kingdom Soldiers - mostly Mercenaries, with a few Armored Knights and a Mage and Priest thrown in. If you accept the quest, it will show up next time you choose to battle on your day off. Rewards: Monarch Studies Book (gift), Southern Fruit Blend tea (x2), Empire Youths battalion, 400 RenownĪ knight in the Knight's Hall is waiting for you to ask you to practice battle maneuvers with the Imperial Guard.Hold onto these lost items until next month when you can return the items to them. ![]() ![]() *All monastery characters who are knights (Catherine, Shamir, Alois, Gilbert) are out searching for Jeralt's killer, so you will not see them around the monastery at all until next month. ![]() ![]() ![]() In contrast to fixed costs, variable costs increase (or decrease) based on the number of units sold. Moving onto our final assumption, the variable costs directly associated with the production of the products being sold are $10.00. Recall, fixed costs are independent of the sales volume for the given period, and include costs such as the monthly rent, the base employee salaries, and insurance. ![]() In terms of its cost structure, the company has fixed costs (i.e., constant regardless of production volume) that amounts to $50k per year. Let’s say that we have a company that sells products priced at $20.00 per unit, so revenue will be equal to the number of units sold multiplied by the $20.00 price tag. Unit Economics and Cost Structure Assumptions We’ll now move to a modeling exercise, which you can access by filling out the form below. Or, if using Excel, the break-even point can be calculated using the “Goal Seek” function.Īfter entering the end result being solved for (i.e., the net profit of zero), the tool determines the value of the variable (i.e., the number of units that must be sold) that makes the equation true. Then, by dividing $10k in fixed costs by the $80 contribution margin, you’ll end up with 125 units as the break-even point, meaning that if the company sells 125 units of its product, it’ll have made $0 in net profit. Quick Break Even Analysis Example (BEP)įor example, if a company has $10,000 in fixed costs per month, and their product has an average selling price (ASP) of $100, and the variable cost is $20 for each product, that comes out to a contribution margin per unit of $80. If its contribution margin exceeds its fixed costs, then the company actually starts profiting from the sale of its products/services. That said, when a company’s contribution margin (in dollar terms) is equal to its fixed costs, the company is at its break-even point. To take a step back, the contribution margin is the selling price per unit minus the variable costs per unit, and this metric represents the amount of revenue remaining after meeting all the associated variable costs accumulated to generate that revenue. The formula for calculating the break-even point (BEP) involves taking the total fixed costs and dividing the amount by the contribution margin per unit.īreak Even Point (BEP) = Fixed Costs ÷ Contribution Margin ($) In effect, the analysis enables setting more concrete sales goals as you have a specific number to target in mind. “broken even”).Īll incremental revenue beyond this point contributes toward the accumulation of more profits for the company.Ĭonducting a break-even analysis is a prerequisite to setting prices appropriately, establishing clear and logical sales target goals, and identifying weaknesses in the current state of the business model that could benefit from improvements (e.g., sales tactics and marketing strategies).įurthermore, established companies with a diverse portfolio of product/service offerings can estimate the break-even point on an individualized product-level basis to assess whether adding a certain product would be economically viable. ![]() If a company has reached its break-even point, this means the company is operating at neither a net loss nor a net gain (i.e. The Break Even Point is the necessary level of output for a company’s revenue to be equal to its total costs – or said differently, the inflection point at which a company begins to generate a profit.įor all business owners, particularly during the earlier stages of a business, one of the most crucial questions to answer is: “When will my business break even?”Īll businesses share the similar goal of eventually becoming profitable in order to continue operating.Īn unprofitable business eventually runs out of cash on hand, and its operations can no longer be sustained (e.g., compensating employees, purchasing inventory, paying office rent on time).īy understanding the required output to break even, a company can set revenue targets accordingly, as well as adjust its business strategy such as the pricing of its products/services and how it chooses to allocate its capital. ![]() |
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